by Regitze Ladekarl, FRM | Nov 4, 2024 | Risk Report
First National Bank of Lindsay, Oklahoma (FNBL) was told to close the doors to its one location on Friday, October 18th, 2024. The Office of the Comptroller of the Currency said in a statement that it had found: “false and deceptive bank records and other information...
by Regitze Ladekarl, FRM | Oct 21, 2024 | Risk Report
No, we’re not talking about the waistband on your sweatpants, but rather the tongue-twister of: If the Fed quantitatively tightens, and no bank misses the funds, does that mean the Fed can keep tightening? The short answer is yes, and let’s unpack that just a tad...
by Regitze Ladekarl, FRM | Oct 14, 2024 | Risk Report
It is second nature to me, both as a risk manager and a parent, to focus on the worst-case scenario first. That makes for an, shall we say, interesting size of my amygdala*. What I am dancing around is that there was some good news that almost slipped by unnoticed, so...
by Regitze Ladekarl, FRM | Oct 7, 2024 | Risk Report
My heart and thoughts go out to everyone affected by Hurricane Helene. As the human mind works, this hits extra hard because North Carolina is home to FRG and many friends and colleagues. We are only just beginning to see the extent of the damage, not in the least...
by Regitze Ladekarl, FRM | Sep 30, 2024 | Risk Report
As we have mentioned before, the global economy is comprised by more countries than the United States of America and while those other countries are keeping a close eye on what’s going on stateside—either for direction or counterpoint—they are also having their own...
by Regitze Ladekarl, FRM | Sep 23, 2024 | Risk Report
The Fed cut its target rates this week. It was long-awaited and bigger than expected, both literally and symbolically. In number terms, the rates were lowered half a percentage point. In meaning terms, the rate cut was a turning point into the rarely visited Soft...