by Regitze Ladekarl, FRM | Feb 2, 2026 | Risk Report
I am always in awe of the vast specificity of the English language, so imagine my delight to find out that there is a word for the fear of bubbles: trypophobia. While the word most commonly refers to the fear of actual bubbles, such as soap, gum, or boba, I will take...
by Regitze Ladekarl, FRM | Dec 8, 2025 | Risk Report
Can a financial institution call itself a bank without having a banking license, that is, be a Bank In Name Only (BINO)? Recently, the central bank of Brazil announced that using the word bank in the name requires permission and the fulfillment of particular capital...
by Regitze Ladekarl, FRM | Jun 16, 2025 | Risk Report
Gold (gold) Always believe in your soul You’ve got the power to know You’re indestructible, always believing -Spandau Ballet (1983) I imagine that most central banks secretly dream about becoming a safe haven. Yes, it comes with a lot of responsibility, and you have...
by Regitze Ladekarl, FRM | Jun 9, 2025 | Risk Report
In our business—measuring financial risk in all its glorious variations—data is so absolutely foundational that it does not occur to us to imagine a world without it. But if we were to entertain that thought experiment, a world without data would be like a mind...
by Regitze Ladekarl, FRM | May 27, 2025 | Risk Report
One of the most annoying things about economic indicators is that they need context. A number does not make sense on its own. You also have to know where it is coming from, whose perspective you’re taking, and why. So, when we tell you that the yields on 30-year...
