by Regitze Ladekarl, FRM | Sep 29, 2025 | Risk Report
Today, The Atlantic reminded me that Alan Greenspan, the renowned economist and former Fed chair, has been said to follow the Men’s Underwear Index (MUI) as an indicator of economic turning points. Many men consider new underwear a nicety, so when they feel economic...
by Regitze Ladekarl, FRM | Sep 22, 2025 | Risk Report
As the great philosopher Post Malone states: Run away, but we’re running in circles Run away, run away —Circles (2019) It seems like a magic trick. A bank issues loans to consumers and businesses, and each of these loans has an expected credit loss. The bank is...
by Regitze Ladekarl, FRM | Sep 16, 2025 | Risk Report
Said no one ever. Regardless of where you live or which team you are on, bank or regulator, you are probably never completely satisfied with global bank regulation. Granted, the regulation was not made to make anybody happy, but to curb systemic risk, especially in...
by Regitze Ladekarl, FRM | Mar 17, 2025 | Risk Report
The Canadian Office of the Superintendent of Financial Institutions (OSFI) just released its Annual Risk Outlook. The outlook lists the top risks faced by the Canadian financial system and the actions OSFI is taking in response. Words like geopolitical turbulence and...
by Regitze Ladekarl, FRM | Sep 9, 2024 | Risk Report
WSJ recently posed the following math problem: If an office building in Springfield has lost 60% of its value over the past 3 years, and it has a dry cleaner named Dylan’s (after the owner’s nephew) on the ground floor, and the third-floor co-working space has an...
