Across the entire spectrum of risk management, it is often the consensus view that risk is simply part of a regulatory requirement that banks must undertake. What many fail to see, however, is that risk is perhaps the number one determinant in profit margins and good business. Utilizing risk as an information building block, rather than a control, is essential to maximize business practices. The team here at FRG understands this and seeks not only to build complex reporting algorithms that satisfy regulation, but also to paint a clear picture of what risk means to a business as a whole. It is with this intuitive brushstroke that FRG truly separates itself from others in the industry.