by Regitze Ladekarl, FRM | Apr 28, 2025 | Risk Report
The conventional thinking, that you can motivate others to do what you want with a mixture of punishment and reward, is at best shortsighted and outdated. Its biggest flaw is that it assumes away any agency and integrity on behalf of those you try to motivate. The...
by Regitze Ladekarl, FRM | Apr 21, 2025 | Risk Report
In the seminal Danish movie The Celebration (1998), a family and guests are gathered for the 60th birthday of the patriarch, Helge. Christian, the oldest son, gives Helge the choice between the yellow and the green speech. Helge chooses the green one, which turns out...
by Regitze Ladekarl, FRM | Apr 7, 2025 | Risk Report
I am not sure that any of us need any more news or to know about any more risks. I, for one, could use a break to just color-code my turnip collection and maybe enjoy the sound of very soft hand towels. Therefore, this issue of The Risk Report will focus on topics...
by Regitze Ladekarl, FRM | Mar 31, 2025 | Risk Report
Feel free to slap on some shiny leggings and grab a hairbrush to belt into. Sprinkle in dramatic disco moves as you see fit. Kept thinkin’ I could never live without you by my side But then I spent so many nights thinkin’ how you did me wrong And I grew...
by Regitze Ladekarl, FRM | Mar 24, 2025 | Risk Report
Naturally, the answer to this imperative question is always a resounding yes. Banks are special. Though there are many reasons for this, we would venture the opinion, that how they are impacted by interest rates is probably the most important one. There is hardly a...
by Regitze Ladekarl, FRM | Mar 17, 2025 | Risk Report
The Canadian Office of the Superintendent of Financial Institutions (OSFI) just released its Annual Risk Outlook. The outlook lists the top risks faced by the Canadian financial system and the actions OSFI is taking in response. Words like geopolitical turbulence and...