by Regitze Ladekarl, FRM | Jan 19, 2026 | Risk Report
US credit card rates should be capped at 10% for one year. Lenders have until January 20th, 2026, to comply. There is not very much more information about this, but the reasoning seems to be that fixing credit card rates at less than half of the current level will...
by Regitze Ladekarl, FRM | Dec 15, 2025 | Risk Report
Parents of young adults might be familiar with this dilemma: there are certain ways you don’t want your kids to get in trouble, so you can either outright ban the behavior with a very high likelihood the young’uns are going to do it anyway but (try to) keep it from...
by Jonathan Leonardelli, FRM | Sep 10, 2025 | Model Development
This blog series explores how applying a set of coding best practices can help reduce errors during model development. We’ve captured these practices in the acronym MATHS: Modularized, Archived, Tested, Honed, and Standardized. This post focuses on the Archived...
by Regitze Ladekarl, FRM | Sep 8, 2025 | Risk Report
A camera catches a column of hand-written numbers as Sir David Attenborough narrates: Here, in the unforgiving embrace of the high peaks, a ghost of finance moves, the systemic risk, a creature so rightfully vilified its very existence seems a threat to our way of...
by Regitze Ladekarl, FRM | Jun 9, 2025 | Risk Report
In our business—measuring financial risk in all its glorious variations—data is so absolutely foundational that it does not occur to us to imagine a world without it. But if we were to entertain that thought experiment, a world without data would be like a mind...
