by Regitze Ladekarl, FRM | Jul 14, 2025 | Risk Report
At the end of June, the Federal Reserve released the results of the 2025 Dodd Frank Act Stress Test (DFAST). This is the annual test where banks send their balance sheets to the Fed which then works their scenarios and models to predict how the banks will fare through...
by Regitze Ladekarl, FRM | Feb 24, 2025 | Risk Report
Someone on the internet said that to get people to read your academic papers, you just had to put Harry Potter and in front of the title. Another thing that seems to work for attention is applying the AI lens: How Will AI Affect the Way Snails Perceive Color? The AI...
by Regitze Ladekarl, FRM | Feb 10, 2025 | Risk Report
It is common practice in both middle school and stress testing for the teacher/regulator to require you to show all the intermediate steps you went through to get to the final result. On the student and bank side, this scrutiny is often construed as unnecessary,...
by Regitze Ladekarl, FRM | Sep 23, 2024 | Risk Report
The Fed cut its target rates this week. It was long-awaited and bigger than expected, both literally and symbolically. In number terms, the rates were lowered half a percentage point. In meaning terms, the rate cut was a turning point into the rarely visited Soft...
