Bank Regulation Is Just Right!

Bank Regulation Is Just Right!

by | Sep 16, 2025 | Risk Report

Said no one ever. Regardless of where you live or which team you are on, bank or regulator, you are probably never completely satisfied with global bank regulation. Granted, the regulation was not made to make anybody happy, but to curb systemic risk, especially in...
Same Buffer, Different Take

Same Buffer, Different Take

by | Jul 28, 2025 | Risk Report

We recently mentioned that the US regulators have asked the large banks to comment on a proposal to recalibrate—and most likely lower—what is called the supplementary leverage ratio. The supplementary leverage ratio determines the extra capital buffer large banks have...
The Banks Were Good Again

The Banks Were Good Again

by | Jul 14, 2025 | Risk Report

At the end of June, the Federal Reserve released the results of the 2025 Dodd Frank Act Stress Test (DFAST). This is the annual test where banks send their balance sheets to the Fed which then works their scenarios and models to predict how the banks will fare through...
It’s Not That Easy to AI

It’s Not That Easy to AI

by | May 12, 2025 | Risk Report

One of my favorite “Steve” memes is: Steve joined a gym in January. He’s had disappointing results. Today, he has finally decided to head down there himself to find out what’s going on. -In Otter News I am not saying that banks have treated AI like Steve’s...