by Regitze Ladekarl, FRM | Jul 14, 2025 | Risk Report
At the end of June, the Federal Reserve released the results of the 2025 Dodd Frank Act Stress Test (DFAST). This is the annual test where banks send their balance sheets to the Fed which then works their scenarios and models to predict how the banks will fare through...
by Regitze Ladekarl, FRM | Jun 16, 2025 | Risk Report
Gold (gold) Always believe in your soul You’ve got the power to know You’re indestructible, always believing -Spandau Ballet (1983) I imagine that most central banks secretly dream about becoming a safe haven. Yes, it comes with a lot of responsibility, and you have...
by Regitze Ladekarl, FRM | May 19, 2025 | Risk Report
There is no doubt that international bank regulation is one of the most action-packed topics there is, easily beating out stamp collecting and certainly on par with crocheting toilet doilies. The grand institution of the trade is, of course, the Basel Committee on...
by Regitze Ladekarl, FRM | May 12, 2025 | Risk Report
One of my favorite “Steve” memes is: Steve joined a gym in January. He’s had disappointing results. Today, he has finally decided to head down there himself to find out what’s going on. -In Otter News I am not saying that banks have treated AI like Steve’s...
by Regitze Ladekarl, FRM | Apr 21, 2025 | Risk Report
In the seminal Danish movie The Celebration (1998), a family and guests are gathered for the 60th birthday of the patriarch, Helge. Christian, the oldest son, gives Helge the choice between the yellow and the green speech. Helge chooses the green one, which turns out...
