by Regitze Ladekarl, FRM | Oct 13, 2025 | Risk Report
You win gold and you lose silver, isn’t that what they say? Right now, though, it seems that gold has been cast as the sweet-natured second-choice life partner in a romantic comedy starring AI actress Tilly Norwood. Yes, gold is seeing a huge surge in popularity....
by Regitze Ladekarl, FRM | Sep 22, 2025 | Risk Report
As the great philosopher Post Malone states: Run away, but we’re running in circles Run away, run away —Circles (2019) It seems like a magic trick. A bank issues loans to consumers and businesses, and each of these loans has an expected credit loss. The bank is...
by Regitze Ladekarl, FRM | Sep 16, 2025 | Risk Report
Said no one ever. Regardless of where you live or which team you are on, bank or regulator, you are probably never completely satisfied with global bank regulation. Granted, the regulation was not made to make anybody happy, but to curb systemic risk, especially in...
by Regitze Ladekarl, FRM | Sep 8, 2025 | Risk Report
A camera catches a column of hand-written numbers as Sir David Attenborough narrates: Here, in the unforgiving embrace of the high peaks, a ghost of finance moves, the systemic risk, a creature so rightfully vilified its very existence seems a threat to our way of...
by Regitze Ladekarl, FRM | Jul 28, 2025 | Risk Report
We recently mentioned that the US regulators have asked the large banks to comment on a proposal to recalibrate—and most likely lower—what is called the supplementary leverage ratio. The supplementary leverage ratio determines the extra capital buffer large banks have...
